Insurance Placement Facility of Delaware
190 N. Independence Mall West, Suite - 301 | Philadelphia, Pennsylvania 19106-1554
Phone: (215) 629-8800 | Fax: (215) 409-9100
Hours of Operation are Monday to Friday 8:00 AM - 4:00 PM EST

 


TABLE OF CONTENTS


I. GENERAL PURPOSE (INTRODUCTION)
  1. Address and Telephone Numbers
II. ELIGIBILITY
  1. Eligible Applicant
  2. Ineligible Applicant
  3. Eligible Property
  4. Ineligible Property
III. UNDERWRITING STANDARDS
IV. POLICY PROVISIONS
  1. Coverage(s) Provided
  2. Policy Forms
  3. Deductibles
  4. Coinsurance
  5. Policy Term
  6. Other Insurance
  7. Excess Insurance
V. MAXIMUM LIMITS OF LIABILITY
  1. Habitational Occupancy Classes
  2. All Other Occupancy Classes
VI. HOW TO APPLY
 
VII. IMMEDIATE COVERAGE
  1. Policy
  2. Effective Date
  3. Acknowledgment Letter
VIII. INSPECTIONS
  1. Request for Inspection
  2. Inspection Procedure
  3. Reinspections
  4. Incomplete Inspections (Lockouts)
  5. Declinations
  6. Conditional Charges
    1. Table 1 Class Rated Properties
    2. Table 2 Schedule Rated Properties
    3. Instruction Pamphlets
  7. Condition Corrections
IX. PAYMENT OF PREMIUMS
  1. Notice of Premium Due
  2. Additional Premiums
  3. Minimum Policy Writing Premium
  4. Return Premiums
  5. Waiver of Additional or Return Premiums
  6. Commissions
  7. Dishonored Checks from the Insured
X. POLICY WRITING
 
XI. REQUEST FOR ENDORSEMENT
  1. Change of Producer
  2. Change of Location
  3. Assignment of Interest
  4. Addition or Change of Lienholder
  5. Increase in Coverage
  6. Decrease in Coverage
XII. CANCELLATION
  1. Cancellation at Insured's Request
  2. Cancellation initiated by the FAIR Plan
  3. Mortgagee's Notice of Cancellation
  4. Premium Finance Company Request
XIII. EXPIRING COVERAGE
  1. Offer to Renew
  2. Policy Order Form
  3. Renewal Premium Notification
  4. Declination - Non-Renewal Notice
  5. Final Notice of Expiration
  6. Mortgagee Renewal Notification
XIV. APPEALS
 
XV. RATING ASSOCIATION RULES
  1. Offer to Renew
  2. Policy Order Form
XVI. CLAIMS PROCEDURE
  1. Reporting
    1. Emergency/Rush
  2. Assignment Authority
  3. Payment of Claims
XVII. AUTHORITY OF AGENTS AND BROKERS (PRODUCERS)
 
XVIII. PUBLIC RELATIONS
  1. Speakers
  2. Pamphlets